Here several towns have been flooded 4 times in nearly 2 years, and fire effects some communities the same way. Those flooded are likely no longer vable and should move with a land swap etc, If available. But not everyone wants to move, and for some it would not be viable in financial terms. Then there's climate change, storm intensity and coastal flooding………….
Insurance is a business, costs will rise for everyone and many will no longer be able to afford it making costs rise again……...
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