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Thread: Wooden boat insurance

  1. #1
    Join Date
    May 2004
    Location
    Coquitlam, B.C., Canada
    Posts
    208

    Default Wooden boat insurance

    Any suggestions on insurance companies in BC, Canada that are willing to insure wooden boats?

  2. #2
    Join Date
    Dec 2003
    Location
    Sound Beach, NY
    Posts
    5,088

    Default Re: Wooden boat insurance

    It's not easy anywhere. Search the forum, there are several threads about insurance. Some people get a rider on homeowner's insurance. I use Chubb, I don't know if they write in your area. Good luck!

  3. #3
    Join Date
    Oct 2009
    Location
    South Puget Sound/summer Eastern carib./winter
    Posts
    22,214

    Default Re: Wooden boat insurance

    I re labeled my boat as "composite" , not wood. just a box to check on a form.
    If I need to make a claim someday, it may bite me in the butt, but in the meantime, one cannot get a slip, cannot get hauled out,one cannot even pump yer own crap without having 3rd party liability.
    Insurance agents think "wood" is a leaky clapped out rotten oak over caulked carvel boat, (and they are not rong)

  4. #4
    Join Date
    Jul 2011
    Location
    Qualicum Beach, BC, Canada
    Posts
    58

    Default Re: Wooden boat insurance

    Quote Originally Posted by Rod Tait View Post
    Any suggestions on insurance companies in BC, Canada that are willing to insure wooden boats?
    I have used Killian Heraughty at Dolphin Insurance in the past.

    Dolphin.jpg

  5. #5
    Join Date
    Sep 2004
    Location
    Utah and PNW
    Posts
    2,388

    Default Re: Wooden boat insurance

    We used Heritage Marine for the 6 years that our boat was in BC. Lynn Callahan has always been very helpful. It was underwritten by Chubb.

    https://www.heritagemarineinsurance.com

    LYNN CALLAHAN
    HERITAGE MARINE INSURANCE

    Heritage Marine Insurance| Ferguson & McGuire Insurance
    P O Box 188, Mystic CT 06355
    Direct Line: (860)980-3891
    Phone: (800)959-3047 X2101| Fax: (860)572-5919
    Email: lynn@heritagemarineinsurance.com or ecallahan@fergusonmcguire.com


    One of the great things about this forum is that we don't all have to accumulate the same scar tissue.
    AJ Zimm

  6. #6
    Join Date
    Aug 2015
    Location
    Austin, TX
    Posts
    575

    Default Re: Wooden boat insurance

    https://www.medsailor.com/maratime-i...e-market-2022/

    Here is a good recent podcast on the topic.
    "Yeah, well, that's just, like your opinion man"
    -The Dude-

  7. #7
    Join Date
    Jul 2000
    Location
    N.E. Connecticut.
    Posts
    7,309

    Default Re: Wooden boat insurance

    I have Geico, through Boat U.S. maybe that will help, maybe not.
    I have good liability coverage and that is it, (that keeps the rate very affordable).

  8. #8
    Join Date
    Nov 2010
    Location
    Wellington, NZ
    Posts
    1,043

    Default Re: Wooden boat insurance

    I checked Composite on mine 15 years ago too.
    It is wood, glass covered, with steel keel and floors at the time (the steel floors got replaced with wood).
    Sounds like composite to me.

  9. #9
    Join Date
    May 2016
    Location
    Ottawa, Canada
    Posts
    569

    Default Re: Wooden boat insurance

    Quote Originally Posted by wizbang 13 View Post
    I re labeled my boat as "composite" , not wood. just a box to check on a form.
    If I need to make a claim someday, it may bite me in the butt, but in the meantime, one cannot get a slip, cannot get hauled out,one cannot even pump yer own crap without having 3rd party liability.
    Insurance agents think "wood" is a leaky clapped out rotten oak over caulked carvel boat, (and they are not rong)
    To be fair, strip built hulls really are a composite build of fibre and resin. It doesn't really matter that the fibre isn't glass based right

    I think our hull should have been labelled as "composite" construction also. Epoxy with a steel core. BTW getting insurance on a home built boat was a bit of a pain, I can't imagine a home built wood boat !

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