Not me.Keith drew that distinction, not me.
Not me.Keith drew that distinction, not me.
"For a successful technology, reality must take precedence over public relations,
for nature cannot be fooled."
Richard Feynman
So here I am, reading all the accolades (those were accolades, right? No? I figgered!), then that touching bit from ol' Glen....
and then this!
From the general tenor, I was thinking more along the lines of 'Saint' George
or maybe 'the Pope'. *sigh*
There's a lot of things they didn't tell me when I signed on with this outfit....
Sorry I didn't get a chance to respond to this last night.... the iPad is a wonderful thing, but it is NOT convenient for responding to a post in the WBF, due to the clumsy editing tools.
I would disagree with that. For many employers, the cost of health insurance, even when purchased as a group policy in a competitive market, is still very high.... and most employers pay an appreciable amount, as a percentage of cost, for each employee. Our coverage, under my wife's job, actually costs $24K per year.... the 'company' pays 70% of that. When compared to salary, it's a LOT of money, and for less-than-responsible young employees, who view themselves as immortal, it would be a huge disincentive to buying health insurance.
Of course they are! Yes, they are less likely to be big consumers of health care, at that age.... but unless you only employ young and health people, it's not a reason or justification.
I suspect you're right.... but no law is forcing you to pay cash compensation as an alternative to health care, either.
That's probably illegal, as well. But you DO have to ask yourself if whether your employees are covered is of actual benefit to your company, or not. If your employees happen to consist of all very young, low paid, non-career types, then not providing a health insurance plan with a company contribution accrues to YOUR benefit: more cash in your pocket. Or, you could do what McDonalds does: provide a riduculously poor program, at very low cost, which pays for nearly nothing, while still claiming to be provisding health insurance. McDonalds doesn't care, because the vast majority of their employees (or their franchisee's employees) are low paid, low skill, mostly young, and highly 'disposable'.... but you can bet that the MickeyD corporate executives have a gold plated plan.
This all has to do with how we value work.
I'm not castigating you.... you are also a victim of the system. Your policies exist because the laws and the marketplace essentially force you to adopt the policies.
What we're talking about here is how to change that system.
Tish happens (I'm dyslexic)
So what about the (hidden in the health bill) sales tax on your home of 3.8% of the gross sales price to the feds that is suppose to go into effect in 2013 ??????
Why do you repeat falsehoods? This has ALREADY been debunked, extensively.... there is no 3.8% tax on the GROSS sales price.
We’ve been flooded with queries about this one ever since the health care bill became law. At the last minute, Democratic lawmakers decided on a new 3.8 percent tax on the net investment income of high-income persons. But the claim that this would amount to a $15,200 tax on the sale of a typical $400,000 home is utterly false.
The truth is that only a tiny percentage of home sellers will pay the tax. First of all, only those with incomes over $200,000 a year ($250,000 for married couples filing jointly) will be subject to it. And even for those who have such high incomes, the tax still won’t apply to the first $250,000 on profits from the sale of a personal residence — or to the first $500,000 in the case of a married couple selling their home.
We can understand how this misconception got started. The law itself is couched in highly technical language that only a qualified tax expert can fully grasp. (This provision begins on page 33 of the reconciliation bill that was passed and signed into law.) And it does say the tax falls on "net gain … attributable to the disposition of property." That would include the sale of a home. But the bill also says the tax falls only on that portion of any gain that is "taken into account in computing taxable income" under the existing tax code. And the fact is, the first $250,000 in profit on the sale of a primary residence (or $500,000 in the case of a married couple) is excluded from taxable income already. (That exclusion doesn’t apply to vacation homes or rental properties.)
The Joint Committee on Taxation, the group of nonpartisan tax experts that Congress relies on to analyze tax proposals, underscores this in a footnote on page 135 of its report on the bill. The note states: "Gross income does not include … excluded gain from the sale of a principal residence."
And just to be sure, we checked with William Ahern, director of policy and communications for the nonprofit, pro-business Tax Foundation. "Some home sales would see a tax increase under this bill," Ahern told us, "but it would have to be a second home or a principal residence generating [a gain of] more than $250,000 ($500,000 for a couple)."
So there you have it. The sort of people who would have to pay the tax might include, for example:
- A single executive making $210,000 a year who sells his $300,000 ski condo for a $50,000 profit. His tax on the sale of that vacation home would amount to $1,900, in addition to the capital gains tax he would have paid anyway.
- An "empty nester" couple with combined income of over $250,000 a year who sell their $1 million primary residence to move to smaller quarters. If they cleared $600,000 on the sale, they would be taxed on $100,000 of the profit (the amount over the half-million-dollar exclusion). Their health care tax on the sale would amount to $3,800 over and above the usual capital gains levy.
However, a typical home sale would not incur any tax. In March, for example, half of all existing homes sold for $170,700 or less, according to the National Association of Realtors. Obviously, none of those sales could possibly generate a $250,000 profit, and so none would be subject to the tax.
Thus, for the vast majority, the 3.8 percent tax won’t apply. The Tax Foundation, in a report released April 15, said the new tax on investment income (including real estate) "will hit approximately the top-earning two percent of families" when it takes effect in 2013.
Tish happens (I'm dyslexic)
I never learned from a man who agreed with me.
Tish happens (I'm dyslexic)
Thanks norm, you cleared that up, but doesn't this part bother you at all ???
Their health care tax on the sale would amount to $3,800 over and above the usual capital gains levy.
Another artificial distinction.
No one disputes that Congress has the power to tax, nor does anyone dispute that it has the power to impose penalties.
In some cases, like the IRS, it has the power to do both; the IRS can tax you according to your income and it can also fine you if you don't comply. Both powers, used together.
As Scalia pointed out, Congress has broad power under the Constitution to do pretty much whatever is necessary to make its laws effective. If you start putting artificial limitations on every law, you're creating loopholes everywhere and no law could be enforced.
The key test (usually) is whether the law serves a legitimate purpose, not whether it complies precisely with exactly one clause of the long run-on sentence that is Article I, Section 8.
================================================== ================================================== ==============================
I'm not sure why you brought up the issue of conscience objectors. Technically, conscience objectors are excused from service... but they are not immune from complying with the law. The draft applies to them... it just does so in an accommodating way.
Likewise with taxation. If you have no income, no investments and no transactions, you can avoid paying taxes. This does not, however that the tax laws do not apply to you... it simply means that they make accommodations for your situation.
As I'm sure you know, (or perhaps you don't) the individual mandate provides exceptions both for 'Conscience Objectors' (mostly for Christian Scientists and other groups that refuse medical care on religious grounds) and for the poverty-stricken.
Not in the least. I know what it means to be grateful. The people who will pay this tax are among the most fortunate people in this country, and the tax will not affect their ability to survive, keep clothed, housed, and cared for, in the least bit.
'From he who much has been given, much is expected'. People who are THAT lucky in life ought to be rejoicing, and delighted, to give a little back, at absolutely NO risk to themselves whatsoever.
Of course, if you view the country as 300 million competing interests, instead of a community of 300 million, you might disagree.
Tish happens (I'm dyslexic)
A $3,800 tax on a person making over $250,000 would knock them all the way down the economic ladder to the level of a person making only $246,200!
And all they would have to sustain themselves is the $600,000 profit they just made on the sale of a million dollar home.
Oh! The humanity!
How can this country ever survive if we punish millionaires by turning them into nine-hundred-and-ninety-nine-thousandaires?!
Last edited by ljb5; 06-21-2012 at 09:32 AM.
Obviously LBJ didn't read and understand the tax before he commented and laughed, but got it wrong...try again.........
A $3,800 tax on a person making over $250,000 would knock them all the way down the economic ladder to the level of a person making only $246,200!
And all they would have to sustain themselves is the $600,000 profit they just made on the sale of a million dollar home.
Oh! The humanity!
How can this country ever survive if we punish millionaires by turning them into nine-hundred-and-ninety-nine-thousandaires?!
By "almost everybody" you mean the mainstream press, right? That's not exactly the arbiter of constitutionality that you want, and in any case constitutionality of a law is (thankfully) not decided by public opinion polls.
As a sidenote, I find it interesting how I see a stronger tendency on the part of some people to not just oppose the argument that they disagree with, but deny that it could possibly exist -- with the implication that if someone makes it, he is a madmen or a mercenary and morally unclean in any case...
Kaa
These threads are starting to have a really familiar ring
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Poor PMJ just doesn't have any clue as to what is or isn't going on.........
That is the most asinine statement you've ever made on here, RonW.
My father was a doctor in those "old days" and I can assure you he was not required (by law nor by the Hippocratic oath) to "donate 1/3 of (his) practice to help the poor."
Do you just make stuff up as you go along?
Goat Island Skiff and Simmons Sea Skiff construction photos here:
http://s176.photobucket.com/albums/w...esMan/?start=0
and here:
http://www.flickr.com/photos/37973275@N03/
"All kings are not the same."
I don't like Obamacare ONLY because it retains the employer based system that is among the biggest obstacles to creating American jobs.
That said, I have asked the opponents of this bill to point out who it hurts. I can point to many who are helped by it. I'm not sure why so much money and time has been spent by the Republicans lying about it.
I also doubt the decision by the court will be based on the constitution, unless if a 9-0 decision.
I think the "experts" are simply hyping for ratings. The fact is the Court could construe the mandate as a tax and not rule on it at all.
Congress begins every day with a prayer. Enough said.
That's another misinformation sample. Prior to Obamacare health care for the uninsured was hurting the people who buy health insurance, as the cost was spread to the insured.
If we look back at the death panels, that weren't, and we look back at what the Republicans predicted as they stood on the floor of the senate, so far not a single one of their predictions has come to be. Medicare coverage has improved, and premiums have gone down. More people have insurance today than then. I read a lot about doctors threatening to leave Medicare, but I've seen little about doctors actually doing so. A few, I suppose, tried to prove a point, but the point was false.
Congress begins every day with a prayer. Enough said.
The seniors are gonna love the fact that their medicare will go back up and the donut hole in perscription drugs reappears if ACA is struck down.
Middle ages man -- So you say, but I seriously have my doubts about your validity.........Many doctors (of the past) donated a portion of their time to the poor for free.......
Obviously your family doesn't believe in such a thing as good liberals and would I assume prefer everyone to chip in on a socialist scale.........
That is the most asinine statement you've ever made on here, RonW.
My father was a doctor in those "old days" and I can assure you he was not required (by law nor by the Hippocratic oath) to "donate 1/3 of (his) practice to help the poor."
Do you just make stuff up as you go along?
Thou shalt incur undying wrath if thou post anything, however true, that is negative (however so slightly) of the Democrats or of POTUS on this forum.
Why do experts bother to predict anything? Why do we hear daily snipits of trials? I tire of speculation being treated as news. The build up in this particular issue is way out of proportion.
No one in Congress is going to want to take insurance from anyone who has it, and likely won't want to deny others from getting it.
Obamacare is NOT before the court: only two things.
The mandate is one thing in two sections. One day of arguments was about whether or not it is a tax. If it is determined to be a tax, it cannot be appealed until after it is in place. If it determined not to be a tax, then the court can/will rule on its legality.
The second item is Medicaid rule changes.
NEITHER OF THESE ITEMS IS IN PLACE YET, so it is entirely possible that if the court rules against either of them, we will alternative ways of addressing the problem come to congress, and then we'll see who really wants to change Obamacare and how much.
I don't have a lot of faith in this Court for basing decisions on the constitution. If the Republicans like parts of this bill, they may want the 5 conservatives to uphold the mandate as "cover".
Congress begins every day with a prayer. Enough said.
Regardless: you're still a citizen.
You get to carry a US passport, enjoy the security of our borders, the stability of our economy, the protection of our legal system, etc. These are privileges.
Along with privileges come responsibilites. Among those responsibilites are the obligation to comply with the draft (even if you are excused from service), the obligation to comply with police and government investigators, the obligation to comply with the tax code (even if you don't have to pay any taxes), the obligation to serve in the Militia (back when we had one).
You can avoid a lot of specific actions (boating, driving, visiting natonal parks, etc...).... but you cannot avoid being a citizen (unless you actually want to renounce your citizenship and leave the country. I'd be okay if you did that.)
But I'm not okay with people who take a smorgasbord approach to citizenship.
Norman -Sorry norman, but I got to disagree with you on this one.....ljb5 is responsible for his own comments
I'm not sure about the "stability of our economy" part :-) Also, some are privileges but some are RIGHTS -- e.g. "the protection of our legal system".
Yes, of course.
I don't understand what do you mean by the "smorgasbord approach". It is a trivial observation that rights and responsibilities of citizenship come as a package and you (mostly) can't pick and choose parts that you like or don't like.
Are you by any chance making the argument that buying health insurance from a private provider is an act of citizenship, similar to being drafted to serve in the army? 8-/
Kaa
I would start more generally.
I'd say that your obligation of citizenship it to participate in our national health care program (as enacted by law), whatever that may be. You benefit from things like the NIH, the FDA, the EMTALA and numerous other federal regulations and support of health care. Those are benefits. Along with those benefits come responsibilities.
Buying private health insurance is not necessarily the only way in which you can fulfill your obligation to participate. There could be other options.
In this case, however, buying private health insurance happens to be the mechanism that has been enacted into law.
If Congress had enacted a different law, I would say that you'd be obligated to comply with that law, by whatever mechanism it enacted.
But, in this reality, this is what Congress has chosen, so that's what the law says.
There is a parallel to the draft. We don't always have a draft.... but Congress always has the authority to impose it. If they choose not to for some period of time, or choose to use a different mechanism to raise an army, that's just a different option to the same end. If Congress opts not to impose the draft, it does not diminish their authority to so at some other time under different conditions.
The authority to specify the method lies with Congress.
However this ruling turns out, it's ok because here in Fladida we have emperor Scott to protect us from the evil reforms. Last year he refused start-up funds for the insurance exchanges and the clip below outlines his current stance.
You can't really blame a fellow for not wanting anything to change when his annual premiums for his (taxpayer subsidised) health care plan costs roughly what I would pay for 1/3 of a month for similar coverage. Who wouldn't want a deal like that?Gov. Rick Scott expressed confidence that the U.S. Supreme Court, expected to rule anyday, will side with Florida and 25 other states in their challenge to federal health care reform. Calling the Patient Protection and Affordable Care Act a “disaster for patients,” Scott also made it clear that Florida wouldn’t hustle to implement the law's provisions even if the High Court upholds the law.
“I’m very optimistic that either the Supreme Court will declare it unconstitutional or it will get repealed prior to the time that we have to implement the law,” Scott said today.
The governor talked about health care reform and the ramifications of a Supreme Court ruling during a conference call sponsored by State Policy Network (a free market think tank), Franklin Center for Government Policy and Public Integrity (a right-of-center media training organization), and Americans for Tax Reform (advocacy organization founded by Grover Norquist).
Scott said that even if the Supreme Court sides with the federal government, he would remain hopeful that Mitt Romney is elected president and overturns provisions of the Affordable Care Act or Congress acts to repeal it. In the meantime, Florida will continue to resist implementation until it is clear “Obamacare” is “the law of the land,” he said.
http://miamiherald.typepad.com/naked...pholds-it.html
Read more here: http://miamiherald.typepad.com/naked...#storylink=cpy
http://www2.tbo.com/news/news/2011/a...e-h-ar-249622/TALLAHASSEE -- Gov. Rick Scott, a critic of the federal health care overhaul, is paying less than $400 a year for health insurance for himself and his wife.
While Scott is accepting no salary for his job as governor, the multimillionaire and former hospital chain executive chose to enroll in the taxpayer-subsidized health insurance plan offered by the state of Florida.
Scott is among nearly 32,000 people in state government who pay relatively low health insurance premiums. It's a perk that is available to high-ranking state officials, including those in top management at all state agencies.
Nearly all 160 state legislators are also enrolled in the program that costs just $8.34 a month for individual coverage and $30 a month for family coverage.
Brian Burgess, a spokesman for Scott, confirmed the governor and his wife are enrolled in the state health insurance plan, but refused to discuss why Scott signed up. He called the governor's health care coverage "private matters."
The health insurance coverage provided to Scott used to be free for top state officials until 2010. Rank-and-file state workers pay $50 a month for individual coverage and $180 a month for family coverage. Married couples working in state government also pay the same amount as Scott and legislators.
So, I guess my options are to run for elected office (and win) or remain a "freeloader" with his dignity in tact. Seems like an easy decision for me. Scroooom.
"Do old boats dream dreams?"
John Gardner
Describing Rick Scott as a "former hospital chain exec" kinda skips over some details:
Basically, he was somewhere between the Mitt Romney and the Ken Lay of health care.On March 19, 1997, investigators from the FBI, the Internal Revenue Service and the Department of Health and Human Services served search warrants at Columbia/HCA facilities in El Paso and on dozens of doctors with suspected ties to the company.[21] The Columbia/HCA board of directors pressured Scott to resign as Chairman and CEO following the inquiry.[22] He was paid $9.88 million in a settlement. He also left owning 10 million shares of stock worth over $350 million.[23][24][25] In 1999, Columbia/HCA changed its name back to HCA, Inc.
In settlements reached in 2000 and 2002, Columbia/HCA pled guilty to 14 felonies and agreed to a $600+ million fine in the largest fraud settlement in US history. Columbia/HCA admitted systematically overcharging the government by claiming marketing costs as reimbursable, by striking illegal deals with home care agencies, and by filing false data about use of hospital space. They also admitted fraudulently billing Medicare and other health programs by inflating the seriousness of diagnoses and to giving doctors partnerships in company hospitals as a kickback for the doctors referring patients to HCA. They filed false cost reports, fraudulently billing Medicare for home health care workers, and paid kickbacks in the sale of home health agencies and to doctors to refer patients. In addition, they gave doctors "loans" never intending to be repaid, free rent, free office furniture, and free drugs from hospital pharmacies.[4][5][6][7][8]
In late 2002, HCA agreed to pay the U.S. government $631 million, plus interest, and pay $17.5 million to state Medicaid agencies, in addition to $250 million paid up to that point to resolve outstanding Medicare expense claims.[26] In all, civil law suits cost HCA more than $2 billion to settle, by far the largest fraud settlement in US history.[27]
"Do old boats dream dreams?"
John Gardner