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skipper68
10-17-2011, 10:04 AM
Love it! :d(FYI-we have free checking, at our local small town bank, and deposit $10.00 a month to pay for internet. We pay our bills with money orders, and I load a prepaid VISA card for internet transactions.) In 1989, we had Merchants bank collude with a teller, and an ex employee, to steal $30,000.00 from us. A US Marshal came and told us what actually happened: The Ex, was a "Friend" who used to work at the bank, and was also my Captains silent partner, building homes. We signed the draw, both times,and the teller cashed them w/o a co sign from the guy. No proof.

By Lauri Apple
Oct 12, 2011 8:00 AM
New Holiday for the 99 Percent: Bank Transfer Day

Bank of America is raising its fees. Citibank is raising its fees. Chase destroys lives. What's a frustrated, checkbook-owning 99 percenter to do? An LA art gallery owner has a suggestion: On November 5, celebrate Bank Transfer Day and ditch your corporate bank.

Kristen Christian, the L.A.-based gallery owner who founded America's newest holiday, recommends transferring your pennies to credit unions: nonprofit that—unlike the gigantic faceless incompetent corpie banks—are locally based and member-owned, and often offer lower interest rates. Though she says she's not affiliated with Occupy Wall Street—"I just think people should make new choices," she tells Credit Union Times—she's scheduled Bank Transfer Day on Guy Fawkes' holiday, is using Fawkesian imagery to promote it, and has won the support of many Occupiers. (The credit unions also support her efforts, obvs.)

If you decide to celebrate Bank Transfer Day, but also celebrate Guy Fawkes Day, don't wear your mask to the bank! Bank tellers don't like it when customers wear masks of any sort.

CK 17
10-17-2011, 10:17 AM
We bailed on a big bank last month. If you did most of your banking on-line or through the ATM they were OK. However, if you walked into a branch you were taken aside for a 5 to 10 minute hard sell on some scheme or another designed to take money out of your pocket an into theirs. It got to be a pain in the ass and the only way to avoid it was to be rude.

By the end of November we'll be fully transfered to a local credit union. It takes time to switch banks, but it's worth it.

Norman Bernstein
10-17-2011, 10:38 AM
That all works, for as long as your credit union or small local bank hasn't been swallowed up by one of the megabanks... which is what happened to me, over the years. There's still a local credit union, but the local small cooperative bank got swallowed up last year by Citizens Bank, and I wouldn't be surprised if Citizens gets swallowed up, as well.